Stucco warranties are quite common nowadays. It acts as a backup plan if your contractors try to provide subpar services. Even though such a warranty is necessary, you might find it hard for yourself to justify such a cost.
In this post, we’ll target all the factors that make up the final cost of a stucco warranty. Along with that, we’ll mention prices of various warranties and some tips for your convenience. You can also find several FAQs at the end of our post.
Let’s jump right into it.
Importance of Stucco Warranty for New & Old Homes
Stucco is among the most commonly used building materials. It is mostly used to reinforce your exterior walls. Many contractors use stucco because of its exceptional durability and ease of application. Furthermore, it is comparatively cheaper and convenient to repair.
However, just like any other building material, it can get damaged with time. A stucco warranty is your solution for such a situation. Since it is highly durable, any stucco damage within the warranty period is covered by your contractor or manufacturer.
Without a proper warranty, many contractors often try to use substandard stucco materials. This way, they can use it as an excuse to extract money from your pocket in the form of repairs. A warranty prevents that from happening.
This is because the company is liable for the damages. The warranty forces its hand to provide you with premium stucco installation services that can last a lifetime.
Along with that, a warranty makes it easier for you to sell your property. Potential buyers are often hesitant about the purchase of a home with stucco installation. A warranty offers both parties peace of mind during the entire process.
Factors For Stucco Warranty Costs
Now that you understand why a stucco warranty is essential, let’s discuss the factors that are included in it. These factors determine the final cost of any stucco warranty. Here they are:
Material Quality
Any stucco warranty you purchase from a contractor or manufacturer covers the materials. This includes the quantity and quality of the stucco materials. The quality of the stucco is essential for the durability of the final results.
You may not know this but the materials also include metallic mesh, primer, plaster, paint, and the substrate. Every single material that is used in stucco installation falls under the warranty.
This also includes secondary materials like nails and clippings. In most cases, material warranties are between 3-5 years after final inspection.
So, does a contractor cover the purchase cost or the repair cost?
It is the contractor’s responsibility to ensure the quality of the materials. In case there is an issue, it is also the contractor’s job to fix the issue.
Both of these aspects are covered by your warranty. If your contractor refuses to cover either of them, there’s a high chance they are trying to scam you.
Work Space Safety
The application of stucco is completely manual. Rarely any power tools are used. This creates a possible scenario for a workspace injury. It can be anything from a minor paper cut to something major.
A warranty makes the company liable for any injury that happens during the entire installation process up till the final inspection.
This forces your contractor to take necessary safety precautions and use safety gear while on the task.
This not only ensures the safety of the workers but also the integrity of your stucco installation. However, this warranty is only applicable until the installation process is completed.
Future Repairs
The next factor that determines a stucco warranty cost is the extent of repair coverage. This coverage varies from contractor to contractor. Some offer a 3-year plan while some go as far as 10 years.
The time of repairs is only one side of the coin. The other side is the type of repair. Stucco can get damaged from numerous external and internal issues. Some of these stucco issues are:
Moss & mold growth
Hard stains
Crumbling & deterioration
Uneven spots and dents
Internal & external water damage
Impact damage
All of these issues and their repairs are covered by your stucco warranty. Most of them are directly caused by improper installation, especially crumbling and deterioration. On the other hand, water damage can happen from a completely unrelated source.
However, a high-quality stucco material shouldn’t be affected by moisture exposure. This is where your stucco warranty comes into play. Even a minor repair can set you back financially without a warranty.
External Coatings
Another factor that contributes to the overall cost of a stucco warranty is the external coating. Many contractors often completely exclude this process. Without an external coating, your stucco is vulnerable to moisture, impacts, and deterioration.
With a warranty, the contractor is bound to cover your stucco with a reliable external coat. Otherwise, it is their responsibility to fix any damage that happens to your stucco installation.
Repairs mean extra costs which contractors don’t like.
It is your personal preference to use a neutral primer or a specific weather-resistant paint. Your contractor’s responsibility is to evenly apply this external coat to maintain the structural integrity and the aesthetic appeal.
In case the external coating starts to peel off, the contractor has to cover it up under your warranty.
Transfer of Warranty
The last factor that is responsible for high stucco warranty costs is transferability. In most cases, a warranty doesn’t transfer over if there is a new resident party. They have to purchase a new warranty from scratch.
Some warranty providers offer this option to elevate your property’s value.
What is Moisture-Free Stucco Warranty?
If you have been asking around for stucco warranties, you might have come across moisture-free stucco warranties. Moisture-Free is a third-party corporation that provides authentic warranties for homeowners for stucco installations, repairs, replacements, and maintenance.
It is a nationally acclaimed warranty provider that is the first choice of stucco homeowners, realtors, and sellers. They act as an intermediary between homeowners, contractors, and sellers.
You can acquire any warranty option to satisfy your needs at hand. Their warranty plans range between 6 months to 10 years. Each plan has unique benefits and repair coverage.
Frequently Asked Questions (FAQs)
How much does a stucco warranty cost?
Stucco warranty costs are mostly associated with the period of its validity. This period can be as short as 1 year and can go up to 10 years. The overall price for a warranty can start from $5000 and can go up to $50,000.
Does a stucco warranty increase my property value?
It doesn’t directly impact the value of your property. However, a warranty can streamline the entire buying and selling process which makes it desirable for real estate agents. Thus, you can negotiate a higher price.
How do I pay for my stucco warranty?
Many companies offer multiple payment options for their warranties. You can either get it through a downpayment or choose the installment path. However, it is essential to consult a professional before you make your decision.
Can I paint my stucco?
You absolutely can. However, you might have to be careful if you have a warranty in place. Some warranties can be revoked if you don’t hire a professional to paint your stucco. So, read your warranty’s terms and conditions before you move forward.
Conclusion
This brings us to the end of our post on stucco warranty costs. While acquiring a stucco warranty can prove to be costly, the ultimate benefits are unparalleled. You can live peacefully in your home and enjoy every moment knowing that every aspect of your stucco is covered. In case of an issue, you don’t have to adjust your financial budget to deal with it. The warranty can handle all your troubles without a hassle.
We hope this information helps you understand the costs of stucco warranties. Let us know which warranty you have for your home’s stucco.